Innovations for modern banking MyIBAN Select and Cardless Cash

The spirit of innovation has been a hallmark of Credit Suisse since it was founded, and that spirit has remained important to our work to this day. To provide modern service in a dynamic age, we continuously update our banking products and create new solutions.

Broadening one's horizons, finding inspiration in one's surroundings and day-to-day work, always trying something new – original thinkers are often considered visionaries, and frequently prove to be movers and shakers.

That goes for Credit Suisse founder, Alfred Escher, as well. He was not only a successful businessman, but also a member of the National Council and a railroad pioneer who played a key role in advancing construction of the Gotthard Tunnel.

His spirit of innovation remains alive even today, as demonstrated by Credit Suisse's annual Innovation Challenge.

Our innovation for your daily life: MyIBAN Select and Cardless Cash

MyIBAN Select

One of the projects that won the Innovation Challenge is MyIBAN Select. This service allows you to create a personal IBAN quickly and easily. Credit Suisse offers this service free of charge to all Bonviva clients.

Here is how it works:

  • Based on your name and a number represented by any combination of up to four digits, you will receive different suggestions for your personal MyIBAN.
  • From those suggestions, you choose the 12-digit MyIBAN that suits you.

You can pick your MyIBAN easily and conveniently using your Online Banking account. It can be used in both national and international payment transactions. Of course, your current IBAN remains valid too.

Would you like to find out more? Read more about the benefits of MyIBAN Select here.

Cardless Cash

Another idea that came out of the Innovation Challenge that has now become a reality is Cardless Cash, a function that allows users to make deposits and withdrawals at Credit Suisse ATMs without the use of their cards.

Credit Suisse is the first bank in Switzerland to equip its ATMs with QR code readers. That way, you can withdraw money at any time without your card.

Cardless Cash works like this: Using the Credit Suisse Private Banking Switzerland app, you can access the cash transactions function and generate a QR code by entering the desired amount and account to be debited. You can save the QR code on your smartphone, print it out, or forward it via email, MMS, or other applications. At the next Credit Suisse ATM, you can scan your QR code and receive your money – all without a bank card.

Your benefits at a glance:

  • Withdraw cash quickly and easily from a private or savings account in CHF without the need for a card
  • Make cash deposits to a private or savings account in CHF flexibly and at any time
  • Send money to family or friends using your smartphone quickly and easily

Install the Credit Suisse Private Banking Switzerland app and start enjoying the benefits of Cardless Cash today! Follow this link to learn how you can take advantage of this free service.

Innovation Challenge – the Sustainable Concept for Innovation from Credit Suisse

During the Innovation Challenge, employees of Credit Suisse work together in interdisciplinary teams to develop new products and services that make your daily life easier. The best and most client-friendly ideas are then further developed and implemented.

Thus, the Innovation Challenge serves two purposes: It helps you manage your finances as easily, efficiently, and transparently as possible, and it ensures the continuation of Credit Suisse's spirit of innovation.

Would you like to learn more about the products and services offered by Credit Suisse? At MyBonviva, we have put together a list of the benefits of our banking package.

Author: Credit Suisse

As one of the world's leading banks, Credit Suisse is committed to delivering its financial experience and expertise to corporate, institutional and government clients in Switzerland.

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