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Health Insurance in Switzerland
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Health Insurance in Switzerland

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Health insurance is mandatory in Switzerland. Within 3 months of your arrival in Switzerland, you will be asked to provide proof that you have health insurance coverage.

Once you choose your health insurance provider, you are only able to change it provider once a year, until 30 November of the following year.

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30 November Deadline!

Basic facts about health insurance in Switzerland:

  • When living in Switzerland, health insurance is required by law.

  • Within 3 months of your arrival in Switzerland, you will be asked to provide proof that you have Swiss health insurance coverage. 

  • There is no advantage in waiting until the third month to take out the policy, because you will have to pay for all three months regardless of when you sign the insurance contract.

  • By law, basic coverage is compulsory and covers the majority of the basic medical costs resulting from an illness. Additional coverage is not compulsory, but it might be necessary and is usually taken for more specific treatment or access to a wider range of private healthcare services.

  • Once you have taken out the insurance policies that you and your family need, be sure to you inform your local authority by sending them a certificate of attestation.

Below you'll find essential infos on health insurance in Switzerland if you've just landed here, if you've been living here for some time and more specific infos related to pregnancy. Do get in touch in case you have any questions, we'll be happy to answer. 

A simple guide to health insurance in Switzerland if you’ve just landed here

By the time you finish this article you will have a clear idea of what health insurance for new expats in Switzerland means and how you can choose the best insurance and best health insurer for you.

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Health insurance in Switzerland for settled-in expats

If you’re an expat who’s been living in Switzerland for some time now, you know quite a few things about Swiss health insurance for expats. But there’s always more you can learn about this complex system, plus a few tricks to maximize your coverage and lower your premiums. 

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Pregnant in Switzerland: what to expect from your health insurance?

How will your Swiss health insurance help you make your pregnancy more peaceful and enjoyable? What can you expect from your Swiss insurer? What are the steps to take so you get the best possible care? Let’s find out!

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Do you have more questions about Swiss health insurance for expats or need to know more about the processes of changing your insurer?

Reach out to health insurance experts, get a non-binding quote and answers to all your questions. 

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